About Us

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

1. SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
2. Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees
3. Dynamic, Inclusive and Diverse team culture
4. Gender Neutral Policy
5. Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits
6. Commitment to the overall development of an employee through a comprehensive learning & development framework

Role Purpose

To oversee the preparation of business insights and data visualization dashboards, develop credit and fraud risk models, and ensure effective deployment of credit and fraud decision engines.

Role Accountability

1. Explore data and transform it into business insights by applying both data analytics and business knowledge
2. Provide user-friendly visualization of data and business insights by creating dashboards leveraging any business intelligence (BI) software
3. Develop credit and fraud risk models by applying advanced AI/ML techniques.
4. Ensure model deployment either in credit & fraud decision engines or turbine/data lake
5. Monitor & validate all models/scorecards

Measures of Success

1. Ensure the timely development of the models as per plan
2. Model efficacy in terms of consistency & reliability
3. Model validation & redevelopment as per agreed timelines
4. Effective resolution of Business problems related to modeling or data visualization
5. Process Adherence as per MOU

Technical Skills / Experience / Certifications

1. Good knowledge of handling Big Data in Hadoop/Spark/AWS platforms
2. Expertise in AI/ML techniques like Random Forest, Gradient Boosting, Support Vector Machines, Neural Networks etc.
3. Good understanding of programming languages SQL, Python, R, Scala

Competencies critical to the role

Strong analytical and problem solving skills

Qualification

Master’s degree in related fields

Preferred Industry

FSI / Any